Money When You Need It:

Quick Approvals, Instant Disbursal with
Navmi Finserrv

Application Form

About Loan

At Navmi Finserrv, we specialize in providing a wide range of financial solutions designed to meet the diverse needs of modern professionals, businesses, and individuals. Our main priority is to offer flexible, fast, and easily accessible financing options while avoiding the complicated processes typically associated with traditional banking. Whether you have plans to grow your business, buy a home, or achieve personal goals, we are here to help.

 
Why Choose Us

Rapid Loan
Approvals

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Zero Processing
Fees

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Seamless
Online Process

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Products
Experience Financial Freedom with Our Loans

  • emergency-loan

    Personal Loans

    Fulfill aspirations and manage expenses conveniently with flexible funding.

  • emergency-loan

    Home Loans

    Own your dream home effortlessly with low intrest rates and zero processing fees.

  • Short-Term-Loan

    Professional Loan for Chartered Accountants

    Advance your accounting firm with specialized financial solutions.

  • shopping-loan

    Professional Loan for Doctors

    Empower your medical practice with dedicated loans for healthcare professionals.

  • shopping-loan

    Unsecured Overdraft Loans

    Streamline business finances with competitive, collateral-free solutions.

  • shopping-loan

    GST Payer Specials

    Accelerate business growth with simplified loan access for GST-compliant ventures.

Simple 3-Step Process
Get the Funds You Need in Just 3 Simple Steps with Our Easy Loan Process

Step-1


Start Your Application

Begin the application process by filling out a simple form with important information to help you achieve your financial goals.

Step-2


Document Verification

Our dedicated team thoroughly reviews your application, ensuring it's complete and accurate while offering personalized assistance every step of the way.

Step-3


Approval and Funding

Enjoy the satisfaction of quick approval and efficient disbursement, demonstrating our commitment to empowering your financial goals with speed and reliability.

EMI Calculator
Calculate Your Personal Loan EMI Here !

Loan Amount
5,000
1L
5000
Loan Tenure
Days
90 Days
90
Interest Rate
1.0%
1.5%
1
Loan Amount
Loan Tenure
Total Amount
Features
Competitive Interest Rates
CBIL Score Requirement: 700
Hassle-Free Application Process
Quick Approval
Flexible Loan AmountsR
No Processing Charges
Minimal Documentation Required
Option to Apply Online

Representative Example:

For Rs 25000/- borrowed for 12 months, with annual interest rate (APR) of 30%, borrower would pay:

  • Processing Fees = 5%
  • Interest = Rs 7,500/-
  • Total amount to repay at the end of tenure = Rs 32,500/-
  • NACH bounce charges = Rs 500/-
  • Delay Payment charges = 36%*

* This fee is ONLY applicable when borrowers repay bill overdue. For example, if you have Rs 10,000/- overdue of principal, then customer to pay additional Rs 300/- for    one month of delay in repayment of loan.

The annual interest rates and processing fees varies according to the risk profile of customers.

Eligibility
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Loan Eligibility Checklist: Are You Ready to Apply?

  • Ensure you meet Navmi Finserrv's eligibility criteria before applying for a loan.
  • Applicants should be between 21 years and 60 years of age.
  • A minimum CBIL score of 700 is typically required.
  • Applicants must be Resident Citizens of India.
  • The net monthly income should meet the minimum threshold set by Navmi Finserrv.
  • A stable employment history is preferred.
Documents
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Documents Required:

  • Proof of Identity: Passport, Voter’s ID, Driving License, PAN Card, or Aadhaar Card.
  • Address Proof: Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card, Electricity Bill, Telephone Bill, or Ration Card.
  • BIncome Proof: 1-year Bank Statement and 3 months Salary Slips.
  • Income Tax Returns: Documents for the past 2-3 years to validate income and tax payment history.
FAQs

A: Navmi Finserrv offers a variety of loans, including unsecured overdraft loans, home loans, personal loans, special offers for GST payers, and professional loans for doctors and chartered accountants.

A: The application process is simple and can be completed online. Applicants must fill out a form with basic information, provide necessary documents, and await approval.

A: The approval process is quick, with most loans being approved within 24 to 48 hours after submitting the application form and required documents.

A: For certain loans, such as home loans and personal loans, Navmi Finserrv charges no processing fees, making it more cost-effective for borrowers.

A: Navmi Finserrv typically requires a minimum CIBIL score of 700 for loan approval. However, other factors may also be considered during the assessment process.

A: If you have any questions or need assistance with your loan application, please contact our customer support team. We're here to help you every step of the way.